What is the best credit card for construction business?

If you are the one who runs construction business, then you should know the best credit card for construction business. Sometimes, constructors may be in a hard situation and need a credit card to run their projects. But the thing is which one is best for you, well you do not need to worry about it, we have done our research and we are here to share the best credit cards for your construction business.

So, stay with us to have complete details, Let’s get dive into it!

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Table of Contents

The 7 best Credit Card for Construction Business:

The best credit card for the construction business is listed below. You can check all the details of each credit card.

1. American Express Blue Business Cash Card:

Advantages:

This card will charge a $0 annual fee.
You will get 0% introductory APR if you have purchased it for 1 year.
You will get a variant 13.24% to 19.24% rate just after your introductory time lap.
You will get 2% cashback on available purchases up to $50k a year, and 1% after that.
And finally, you will get flexible buying power.

Constructors need flexible buying power, and the American Express Blue Business Cash Card knows it.

You’ll get 2% cash back on every available purchase for the first $50k for each year. Yu can use this leverage for paying your bills and anywhere you want to spend that money.

2.Capital One Spark Cash Card for business:

Advantages:

You will be charged a $0 fee for the first year.
You will get a $500 cash-back bonus if you spend $4500 just after your first three months of purchase.
You will get 20.99% APR.
You will get an Unlimited 2% cash-back offer.
You can spend your money limitlessly.

If you’re a constructor who needs limitless spending and cash flow then, this credit card is for you. Through this card, you will get 2% cashback. There is no limit for spending, you can avail of these benefits while purchasing this card.

3. American Express Blue Business Plus Credit Card:

Advantages:

It will charge a $0 Annual fee.
You will get 0% introductory APR if you purchase it for one year.
You will get variant 13.24% to 19.24% APR just after the introductory time lap.
You will get 2X membership reward points if your first purchase is $50,000.
You will get flexible buying power.

If you want to receive the benefits of your credit card purchases then, you should go for this credit card.

You’ll get 2X points on your first $50k purchases for one year and 1X after that.

4.Capital One Spark Miles for Business:

Advantages:

You will get a $0 Annual fee charge.
You will get a One-time bonus of 50k miles after spending $4,500 in the first three months.
You will get 20.99% APR.
You can easily earn 5X points on your hotel bookings.
You will get a $100 credit for Global Entry.

Through this card, you will get 5X the points on your hotel bookings and rental cars. Additionally, you will get the TSA Precheck credit certainly lightens the deal.

5.Chase Ink Business Cash Credit Card:

Advantages:

You will be charged a $0 Annual fee.
You will get 0% introductory APR on your very first purchase for the first year.
You will get variant 13.24% to 19.24% APR just after the initial period.
You will get $750 cashback just after spending $7,500 in your first three months.
You will get 5% cash back on the first $25k each year on your office spending such as internet, cable, and phone services.
You will get 2% cashback on your first $25k each year at every gas station and restaurant.
You will get 1% unlimited cash back on all variant purchases.

This credit card is for you if your company has fewer expenses. It gives you 5% cashback on everyday purchases such as office supplies, business internet, and phone services.

6. Lowe’s Business Rewards Cards from American Express:

Advantages:

You will get an $0 Annual fee.
You will get 0% APR for your first six months’ purchases.
You will get Variant 15.74% to 24.74% APR after the initial period.
You will get 5% off at Lowe’s on all your purchases.
You will get 3X Points at restaurants, office supplies, and telephone services.
You will get 2X Points at Lowe’s.
You will get 1X Points on all your purchases.
You will get a One-time $100 cash back after approval.
You will get access to Lowe’s ProServices.

You’ll get a $0 annual fee and a 5% off on tools, lumber, and on all other purchases at Lowe’s. You will get access to Lowe’s ProServices.

7.Plum Card from American Express:

Advantages:

You will get an $0 Annual fee.
You will get $500 cashback when you spend $15k in your first three months.
You will get Unlimited 1.5% cashback on all the purchases you done in your first 10 days.
You will get access to flexible payment terms by company.

If you are the one who needs an AMEX card, then you should go for a Plum card. This card will give you 60 days to pay off your bills without any interest rate. It gives you 1.5% cash back on all your spending made within 10 days of the due date.

What credit card company is the hardest to get?

The hardest credit card to get access is the American Express Centurion Card.

Can a credit card be used for commercial purposes?

Sometimes, you may have to pay some extra on loans depending on your credit history. But a lot of business cards, allow consumers to spend cards for commercial purposes. Such as hotel bookings.

Do business credit cards do a hard pull?

If you are applying for your business credit cards, then you may have to face some issues if you do not have a good credit history.

Conclusion:

We have shared all the best credit card for construction businesses. You can have a look at all the details we have shared above if you are running a construction business. Share your thoughts about this content in the comment box below. We would love to hear from you.