The best first credit card credibility depends on some crucial factors that we will explore in this context and also, we are going to share some best credit cards that can build up your credit history. If your financial situation is not good now then you do not need to worry as you can build your first credit card history by just following some steps. Such as you can build your credit card history by paying all your bills on time and by paying your employee’s annual dues on time. But if you are a beginner, then you should opt for the best credit card for you to have good credit card history.
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5 Best First Credit Cards:
1.Capital One QuicksilverOne Cash Rewards Credit Card:
Now we will share all best first credit cards with you. One of them is The Capital One QuicksilverOne Cash Rewards Credit Card allows cardholders to earn 1.5 % cash back on all their purchases. You can earn 5% cash back on your hotels and rent cars every day. You can easily redeem your checks or maybe you can use them directly as you want. This credit card has a $39 annual fee. The Capital One QuicksilverOne Cash Rewards Credit Card has an APR of 29.74% but it is not fixed at all. Most people want to know that What credit card is easiest to get?
The Capital one quicksilver cash rewards credit card is the best one to get. As it is available to all of those who have a bad or no credit history.
2.Capital One Platinum Secured Credit Card:
It is the best credit card for all beginners as you can apply for a higher credit line.
This credit card needs a minimum refundable deposit of $49, $99, or $200.You can get more credit lines as you deposit more money such as you can get $1000 if you deposit more money before this new account opens up.
3.OpenSky® Secured Visa® Credit Card:
The OpenSky® Secured Visa® Credit Card is a trustable card that does not need your good credit history. This is a great opportunity for all the people who do not have much money and maybe who have limited credit. This credit card provides you with $200 to $3,000 through which you can make good credit lines.
The OpenSky® Secured Visa® Credit Card has an APR of 21.14% and this card charges only a $35 annual fee.
4.U.S. Bank Altitude Go Visa Secured Card:
The U.S. Bank Altitude Go Visa Secured Card can easily assist you in building your good credit history while earning rewards on every purchase. Such as you will earn 4X points on a $0 annual fee on dining and 2X at every grocery store and also at a gas station. And you will get 1X on all other purchases.
Your security deposit for the U.S. Bank Altitude Go Visa Secured Card ranges between $300 to $5,000. Most people have a query that Does having 1 credit card hurt your credit? Credit scores are the average length of your time from when you have your credit card. Such as if you have a new credit card then it will reduce the average length of your credit history. You know every new credit card will automatically lower your credit card score to about five points.
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5. Discover it® Student Cash Back:
This package is designed for especially students as it has $0 annual fees and it is also one of the best first credit card. And the cash holders will earn 5% cash back on the everyday purchase. Such as at Amazon you will earn a cashback reward at every grocery store, restaurant, and gas station. And a plus point is that you can earn 1% cash back on all your other purchases. In addition, cardholders also get signing up bonuses such as Unlimited Cashback Match only from Discover. Discover will provide you with all your first-year cash back at the end of the year.
However, you can earn $50 cash back into $100. Or you can turn your $100 into $200. Most of people want to know that Which credit is best for beginners?
Discover it® Secured Credit Card is the best credit card from our all picks for all individuals. As it provides you cash back on every purchase per day with a $0 annual fee.